Will Home Affordability Improve in 2026? Here’s What Will Actually Change
Published on: 11/01/2026
Wages are rising and rates may ease, but the biggest affordability shift in 2026 may be negotiation leverage. Here’s how to think about it.
Mortgage
What’s Driving Buyer Behavior in 2026? The 4 Market Shifts Smart Buyers Are Using
Published on: 03/01/2026
The market is shifting heading into 2026 If you have been watching the housing market and wondering why buyers are acting differently, you are picking up on something real. The market heading into 2026 looks steadier than the frenzy years, and the buyers doing best are the ones adapting early.
Mortgage
1-0 Buydown Explained: How a Lender Credit Can Lower Your Payment in Year One
Published on: 12/12/2025
Learn how a 1-0 temporary buydown works, how lender credits can be used toward closing costs or buydown funding, and what to ask your loan officer before choosing this strategy.
Mortgage
What Type of Mortgage Is Right for You in 2025?
Published on: 18/11/2025
If you're planning to buy a home in 2025, one of the biggest decisions you'll face is choosing the right mortgage. With multiple loan options available, it can feel overwhelming at first—selecting the right mortgage isn't about choosing what's popular—it's about finding what fits your personal goals, budget, and financial situation. Let’s walk through the main types of mortgages homebuyers are choosing in 2025 and how to figure out which might be the best match for you.
Mortgage
